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Technology

Correctness first, because ownership records are the product.

A co-ownership platform is only as good as its guarantees. Ours are enforced where they cannot be bypassed: in the database and on the server.

Yacht bridge console at dusk

Foundations

What the platform guarantees

  • Multi-tenant by design

    Every tenant-owned record carries its organisation. Row-level security denies by default and is enforced in the database, not in the interface.

  • Invariants in the schema

    Ownership percentages cannot exceed 100%, interests cannot be orphaned, confirmed bookings cannot overlap and oversubscription is rejected at the source.

  • Server-validated privilege

    Transfers, closings, approvals, overrides and payments execute server-side and re-verify the caller's permissions independently of the client.

  • Exact money

    Amounts are stored in integer minor units with an explicit ISO currency. Allocations use largest-remainder distribution so shares reconcile to the cent.

  • Immutable audit

    Membership, ownership, financial, governance and administrative changes append to an audit log that application users cannot edit or delete.

  • Integrations

    Signed outbound webhooks with retries and delivery logs, plus a versioned, scope-limited read API. No universal keys, no blanket table exposure.

Yacht AI

Assistance with boundaries

  • Permission-scoped tools

    The assistant reads only through tools that run under the asking user's own access rights.

  • Cited document answers

    Agreement and policy questions are answered from indexed documents with the source document and section identified.

  • Propose, review, execute

    Consequential manager actions are proposed for confirmation and recorded in the audit trail — never performed silently.

Review the architecture with us.

We are happy to walk your technical or compliance team through tenancy, authorisation, auditability and data handling.